Many times you aren t sure of how to handle the insurance claim.
Roof damage weather claim clue.
Damage caused by unresolved maintenance issues.
Write down detailed descriptions of the damage and its location on your roof to include with your claim.
You have an old roof 10 20 years or older the roof has not been maintained which leads to the roof damage.
Be observant and take careful notes.
Inspect the damaged areas as best as you can while remaining safe.
Most home insurance policies are designed to cover damage to your home s structure and belongings from high winds including those caused by tornadoes hurricanes winter storms etc.
In fact hail damage to your roof is one of the most common home insurance claims.
If your roof has been leaking for years for example and you have ignored it until recently then you may not be able to claim damages caused by that leak.
Wind including damage from tornadoes and hurricanes.
When filing an insurance claim it is important to have evidence that the damage you are claiming is new.
Roof storm damage due to harsh weather is something that troubles a homeowner.
If your roof shingles are curling cracked or covered in mildew and water gets in as a result it s possible you will have your roof insurance claim denied and you ll most likely wind up eating the costs.